Consent to use prospectus

Erste Group Bank AG consents that Erste Investment Hungary (Erste Befektetési Zrt.) acting as financial intermediary subsequently reselling or finally placing non-equity securities is entitled to use Erste Group Bank AG’s base prospectuses related to non-equity securities as far as passported to Hungary in accordance with the consent and the conditions as stated at the same place.

The consent does not discharge Erste Investment Hungary from its obligations relating to any applicable statutory provisions or any other obligation arising out of the reselling or placing of non-equity securities.