Our markets
Expansion in Central and Eastern Europe
1997
"DIE ERSTE österreichische Spar-Casse - Bank AG" merged with "GiroCredit Bank Aktiengesellschaft der Sparkassen" and changed its name in "Erste Bank der oesterreichischen Sparkassen AG" operating under the name "Erste Bank". The new bank went public at the Vienna Stock Exchange in November 1997.
Customer base: 600.000
2000
In February 2000, Erste Bank acquired a majority stake in Česká spořitelna, the biggest retail bank in the Czech Republic.
Customer base: 6.2 Million
2001
From the start of 2001, Erste Bank became the majority shareholder of Slovenská sporitel’na, the largest Slovak bank.
Customer base: 8 Million
2003
Erste Bank created the 3rd largest banking group in Croatia through the merger of Erste&Steiermärkische Bank d.d. and Rijecka banka d.d.
Customer base: 11.3 Million
2004
Erste Bank and Postabank completed the merger to form Hungary's second largest retail bank.
Customer base: 11.8 Million
2005
Erste Bank acquired a majority stake in Novosadska banka a.d., Novi Sad from the Republic of Serbia.
Customer base: 12.4 Million
2006
Erste Bank finalised acquisition of Banca Comerciala Romana S.A. (BCR), the biggest bank in Romania.
Customer base: 15.9 Million
2008
Legal separation of the Austrian business of “Erste Bank der oesterreichischen Sparkassen AG” from the newly founded holding company “Erste Group Bank AG”. New holding structure with the focus of improving Group governance.
Customer base: 17.2 Million
Today
Today, Erste Group operates directly or indirectly in eleven countries with a uniform market presence.
-
1997
"DIE ERSTE österreichische Spar-Casse - Bank AG" merged with "GiroCredit Bank Aktiengesellschaft der Sparkassen" and changed its name in "Erste Bank der oesterreichischen Sparkassen AG" operating under the name "Erste Bank". The new bank went public at the Vienna Stock Exchange in November 1997.
Customer base: 600.000
-
2000
In February 2000, Erste Bank acquired a majority stake in Česká spořitelna, the biggest retail bank in the Czech Republic.
Customer base: 6.2 Million
-
2001
From the start of 2001, Erste Bank became the majority shareholder of Slovenská sporitel’na, the largest Slovak bank.
Customer base: 8 Million
-
2003
Erste Bank created the 3rd largest banking group in Croatia through the merger of Erste&Steiermärkische Bank d.d. and Rijecka banka d.d.
Customer base: 11.3 Million
-
2004
Erste Bank and Postabank completed the merger to form Hungary's second largest retail bank.
Customer base: 11.8 Million
-
2005
Erste Bank acquired a majority stake in Novosadska banka a.d., Novi Sad from the Republic of Serbia.
Customer base: 12.4 Million
-
2006
Erste Bank finalised acquisition of Banca Comerciala Romana S.A. (BCR), the biggest bank in Romania.
Customer base: 15.9 Million
-
2008
Legal separation of the Austrian business of “Erste Bank der oesterreichischen Sparkassen AG” from the newly founded holding company “Erste Group Bank AG”. New holding structure with the focus of improving Group governance.
Customer base: 17.2 Million
-
Today
Today, Erste Group operates directly or indirectly in eleven countries with a uniform market presence.
Erste Bank der oesterreichischen Sparkassen AG
Management Board
Gerda Holzinger-Burgstaller
Chair of the Management Board and CFO
Appointed until 31/12/2027
Born in 1979
Gerda Holzinger-Burgstaller has been at the Erste Group since 2006. She was Head of Group Prudential Affairs from 2013 to 2015, before managing the General Secretariat of the Erste Holding. She has also been a board member of Die Zweite Wiener Vereins-Sparcasse AG since 2017.
She became Chief Risk Officer and Chief Financial Officer in July 2019, and was appointed Chair of the Erste Bank Oesterreich Executive Board in October 2020. In July 2024 she took on the CFO function in addition to her existing role as CEO.
Responsible for:
Human Resources; Co-operation with Sparkassen; Brand Management, Marketing & Communications; Group Secretariat; Social Banking; Health Centre; Audit; Strategy; Legal; Balance Sheet Management & ALM; Planung; Controlling; Rechnungswesen; Information & Data Management; Procurement
Maximilian Clary und Aldringen
Chief Retail Officer and Chief Operating Officer
Appointed until 30.06.2027
Born in 1981
Maximilian Clary und Aldringen has been the management board member responsible for retail customers since July 2024. He was most recently Head of Private Banking & Wealth Management at both Erste Group and Erste Bank Oesterreich. Clary und Aldringen has been with Erste Group since 2013 and has held various strategic positions within the banking group, including as head of Group Strategy. A graduate in business administration, Clary und Aldringen also has an Executive MBA from the London Business School.
Responsible for:
Retail Sales & Distribution; George Österreich; Private Banking & Wealth Management; Retail Segment Management; IT & Operations
Ilinka Kajgana
Chief Risk Officer
Appointed until 31.07.2028
Born 1972
Ilinka Kajgana has taken on the responsibility for Risk and Operations at Erste Bank Oesterreich as of August 2024. Most recently, she had been an Executive Board Member as the Risk Executive Vice President of Erste Group’s Romanian banking subsidiary Banca Comercială Română (BCR). The native Croatian was Head of Strategic Risk Management at Erste Bank Oesterreich before taking on her role at BCR. Prior to that, she held various risk management positions at Erste Group. Kajgana holds a PhD in Physics from the Vienna University of Technology (TU Wien) and launched her banking career at Erste Bank Oesterreich.
Responsible for:
Enterprise wide Risk Management; Liquidity and Market Risk Management; Credit Risk Portfolio; Credit Risk Methods; Retail Risk Management; Corporate Risk Management; Compliance
Hans Unterdorfer
Chief Corporates Officer
Appointed until 31/08/2029
Born in 1967
Hans Unterdorfer started his career as a student trainee at Tiroler Sparkasse before progressing through his career in various functions within the Raiffeisen banking group in Tirol. Before joining the management board of Tiroler Sparkasse, he served as the Raiffeisen-Landesbank Tirol board member responsible for corporate customers until 2010. A graduate in the field of law, Unterdorfer also holds a doctorate in health sciences. Unterdorfer has been the CEO of Tiroler Sparkasse since 2011 until the end of October 2022. He was appointed to the Erste Bank Oesterreich executive board as of 1 September 2022.
Responsible for:
Product & Business Management; Corporate Customers Austria; Property and Housing; Large Corporates and the Public Sector
Supervisory Board
Prof. Dipl.Ing. Mag. Friedrich Rödler, Chairman
Mag. Ingo Bleier, Vice-President
Mag. Marie-Hélène Ametsreiter
Dipl.-Ing. (FH) Christine Antlanger-Winter
Mag. Dr. Christine Catasta
Dr. Rainer Hauser
Representatives of the Staff Council:
Mag. Karin Baumegger
BSc. BA Julia Böhm
Christian Tschabitscher
Kurt Zangerle
Česká spořitelna a.s.
Management Board
Tomáš Salomon
Chairman of the Management Board, CEO
Responsible for:
Staff Appointments, Operations and IT Management
Ivan Vondra
Vice Chairman of the Management Board, CFO
Responsible for:
Financial Management
Martin Kobza
Member of the Management Board
Responsible for:
IT and Banking Operations
Pavel Kráčmar
Member of the Management Board
Responsible for:
Corporate Banking and Financial Markets
Karel Mourek
Member of the Management Board, CRO
Responsible for:
Risk Management, CTO deputy - IT systems+architecture
Daniela Pešková
Member of the Management Board
Responsible for:
Retail Banking, CTO deputy - IT operations
Slovenská sporiteľňa, a. s.
Management Board
Peter Krutil
Chairman of the Management Board, CEO
Responsible for:
Bank's Strategy, Brand Development, Human Ressources
Juraj Barta
Member of the Management Board
Responsible for:
Retail Banking
Pavel Cetkovský
Member of the Management Board, CFO, CRO
Responsible for:
Finance and Risk Management
Milan Hain
Member of the Management Board
Responsible for:
IT and Banking Operations
Norbert Hovančák
Member of the Management Board
Responsible for:
Corporate Banking and Financial Markets
Banca Comercială Română S.A.
Management Board
Sergiu Manea
Chairman of the Management Board, CEO
Responsible for:
Corporates & Markets, Marketing, Communication, Human Resources, Internal Audit, Legal, Compliance and Financial Crime, Customer Experience
Dana Dima (Demetrian)
Member of the Management Board
Responsible for:
Retail, Private Banking
Thomas Kolarik
Member of the Management Board, COO
Responsible for:
Operations
Elke Meier
Member of the Management Board, CFO
Responsible for:
Accounting, Controlling, Balance Sheet Management, Strategy and Performance Management, Rating Agencies and Investor Relations, Subsidiaries and Investment Management, Real Estate Management
Erste Bank Hungary Zrt.
Management Board
Radovan Jelasity
Chairman of the Management Board, CEO
Responsible for:
HR, Marketing, PR, Strategic Management, Legal Services and Corporate Secretariat
Róbert Cselovszki
Member of the Management Board
Responsible for:
Corporates and Markets
László Harmati
Member of the Management Board
Responsible for:
Retail, Digital Channels and Contact Center, Micro
Andras Kaliszky
Member of the Management Board, COO
Responsible for:
IT, Operations, Security Management
Manfred Schmid
Member of the Management Board, CFO
Responsible for:
Controlling, Finance & Accounting, ALM, Facility and Property Management, Procurement
Krisztina Zsiga
Member of the Management Board, CRO
Responsible for:
Risk Management, Compliance
Erste & Steiermärkische Bank d.d.
Management Board
Christoph Schöfböck
Chairman of the Management Board, CEO
Responsible for:
Property and Cash Management Division, Economic Research Department, Internal Audit Department, Human Resources, Communication Department, Collection and Work-out Department, Compliance Department, Corporate Security Department, Corporates and Markets
Martin Hornig
Member of the Management Board, COO
Responsible for:
IT Division, Organization Department, Processing Division
Krešimir Barić
Member of the Management Board, CFO
Responsible for:
Accounting & Controlling Division, Assets and Liabilities Management Department
Hannes Frotzbacher
Member of the Management Board, CRO
Responsible for:
Risk Management Division, Legal Department
Katarina Kraljević
Member of the Management Board
Responsible for:
Retail, Retail Business Development, Direct Channels, Digital Banking
Erste Bank a.d. Novi Sad
Management Board
Jasna Terzić
Chairman of the Management Board, CEO
Responsible for:
Retail Banking, Human Resources, Marketing & Communication, Property, Secretariat
Nikola Stamenković
Member of the Management Board
Responsible for:
Corporates, Financial Markets, Real Estate & Special Finance
Suzan Tanriyar
Member of the Management Board, CRO, CFO
Responsible for:
Risk Management, Accounting & Controlling, ALM, Compliance/AML, Legal
Juraj Tlstý
Member of the Management Board, COO
Responsible for:
IT, Operations, Digital and Security