Gold is a precious metal and can be purchased in Austria in physical form as bars or coins without sales tax. It can have a long-term preservation of value, but losses can also occur due to price or currency fluctuations. The gold price is always traded in US Dollar - thus buying or selling price depends not only on the current gold price, but also on the exchange rate between EUR and USD. Storage is mostly done in a vault, which is appropriately insured, or in a bank branch. For purchase and sale, you need an identity proof, and for purchases over 50,000 EUR, also proof of the origin of the money. As an addition to a portfolio, it can protect existing assets against inflation or currency devaluation. In addition, physical gold is not subject to capital gains tax when the value increases. However, it does not yield interest or other income.

With the s Gold Plan, the s Investment Plan for gold coins and gold bars, you can also invest regularly with a minimum of 50 EUR per month in Philharmonic coins or gold bars. You acquire physical co-ownership with each deposit and save up for whole pieces. Whole gold coins and gold bars can be obtained physically at any time.

Probably the most famous Austrian gold coin is the Vienna Philharmonic 1 ounce = 31.1 grams. Among the sizes offered, the 1 ounce is the most sold. Like all other Philharmonic coins, it has the highest possible fineness of 999.9, i.e., it is made of pure gold.