Digital-Banking

Our Digital-Banking services help you to process your payments efficiently and according to the latest standards.

George Business

Experience your business finances in a refreshingly modern and customarily efficient way. Rely on George Business in your everyday life and discover new perspectives for healthy economic success in the future. For large or small companies, traditional firms or start-ups: George Business is your professional companion.

corporate MultiCash

The international „all-in-one“ solution for corporate e-banking

corporate MultiCash is an electronic banking software package which allows you to retrieve and combine account balances and transaction details from your local and foreign accounts held at different banks in various countries.

The benefits:

  • All payment and account information within Erste Group and outside banks
  • High security standards through data encryption and qualified electronic signature (RSA key encryption)
  • Flexibility afforded by a choice of modules; the system can be extended and adapted

Product information
corporate MultiCash

corporate MultiCash availability & helpdesk

corporate EBICS.GATE
the reliable MULTIBANKING CHANNEL to your bank

With EBICS you can transfer your payments directly and securely to us, retrieve account statements and check your account balance.

Your benefits:

  • Use of a modern, Internet-based and open transmission standard specifically for transaction management
  • Access to your account around the clock
  • Standardized direct connection from any EBICS-enabled software (electronic banking software, ERP software plug-in)
  • Connection of your payment accounts at ERSTE Bank und Sparkassen, ERSTE Group Bank, as well as at all our Group Member banking institutions in our international network of CEE countries such as Czech Republic, Slovakia, Romania, Croatia, Hungary, Slovenia, etc.
  • Supported protocol versions: EBICS 2.4, EBICS 2.5, EBICS 3.0 (BTF)


Your functional scope:

  • SEPA payment transactions - uniform, European payment transactions
  • Foreign payment transactions
  • Payment transactions via our Group Member banking institutions (CEE countries)
  • Account information - camt.052, MT942
  • Electronic account statement - PDF, camt.053, MT940
  • Return data carrier - camt.054
  • Dislocated subscription - enabling a worldwide, time and location separated collective release of your payment orders

Our product sheet:

Product information
corporate EBICS.GATE

EBICS Parameter

Operating hours of the EBICS-Server: 7 x 24 (except maintenance).

Helpdesk for locking/unlocking of users
+43 (0)5 0100 – 50310

Support Hotline for problems with the bank communication
ebicssupport@s-servicecenter.at+43 (0)5 0100 – 50310, the helpdesk is available from 8 am - 5 pm

s Fileservice

The channel for your bulk payment transactions:

  • Draw up payment orders directly from your ERP system
  • Secure data exchange via your internet link (SFTP or HTTPS encryption)
  • Acceptance of differing payment-transaction formats

The service supports the following payment formats:

  • SEPA XML (ISO20022 native, STUZZA or CGI scheme – credit/debit transfer)
  • MT101 single/bulk
  • Reporting (MT940, MT942, camt.053, camt.054, camt.052)
  • Customer-specific formats – require special agreement with us, your bank

Product information
s Fileservice

corporate SWIFT.SERVICES

High-security channel in conformity with international standards

  • Manage accounts at local and international banks world-wide
  • Data transmission in conformity with uniform SWIFT standards (MT und ISO20022)
  • Highest security standards
  • Internal audit rules can be met more easily
  • Round the clock availability of channel and services  (24/7)

SWIFT, the Society for Worldwide Interbank Financial Telecommunication, handles millions of financial transactions a day in 200 countries world-wide. Thanks to the standards which it has developed, it is possible to exchange both individual messages (FIN) and data files (FILE ACT) between customer and bank using a standardised procedure.

Erste Group Bank AG has been granted with the SWIFT Bank Readiness Certificate.

MA-CUG

MA-CUGs (Member Administered Closed User Groups) are bilaterally agreed services for data exchange covering various areas of business.

  • Transport of individual messages and bulk orders in electronic files
  • Fast and secure data transfer via internationally standardised SWIFT protocols
  • Optimised straight-through processing (STP)

SCORE

SCORE (Standardised Corporate Environment) makes it possible to reach a large number of banks through one SCORE user group.

  • For listed companies in an FATF regulated country
  • Access to the SWIFT network with standardised functions
  • Participants in the user group are banks and financial institutions

Product information
corporate SWIFT.SERVICES

You might also be interested in

Account management

Payment transactions

Payment Factory

Cash Pooling

Cash logistics

Please contact

Robert Konrad

Head of Group Transaction Banking

robert.konrad@erstegroup.com

 

Reinhard Keinrath

Head of Cash Management & Digital Sales

reinhard.keinrath@erstegroup.com