Open Banking, a new world of banking

Our PSD2 APIs enable easy integration of banking data in systems and applications on a high-security level. We will help you develop, innovate, and grow your business by leveraging the power of APIs. Together, we will shape the future of open banking.

Open Banking was triggered by the EU Payments Services Directive 2 (PSD2). According to this regulation, Third Parties Providers (so-called TPPs) can access clients’ bank data, upon explicit client consent, sharing the data through secure APIs.

For corporate clients

As a corporate customer of Erste Group, we give real-time access to your financial data enabling you to integrate it into your systems and manage your financials effectively and enhance your processes.

ErsteConnect API 

Grow your business with our ErsteConnect API. You can aggregate your Erste accounts and accounts from 50+ different banks in the CEE region. You do not need a PSD2 certificate or multiple connections, ErsteConnect harmonizes the transaction data. 

Some ideas for banking API use cases:

  • Have the banking data where you need it. Direct access to your accounts and payments in your systems and processes
  • Real time balances
  • Initiate payments from your systems and link them directly to your accounting
  • Verify your customers’ identity easily online 

For retail clients

At Erste Group, we understood early on the need of our clients for a seamless digital journey. Via Open Banking, we offer a secure and straightforward way to help you understand your finances more effectively. 

Regulated TPPs (verified and authorized) can create applications with our available APIs. You can use them to get a clear view of your finances and access new products and services, whether it is credit scoring, multibanking, payments, or any other new revolutionary, cutting-edge financial solution. Access through TPPs to your banking information is always done with your explicit consent.

Usecase: our APIs used for budget management

BudgetBakers s.r.o. integrated our ErsteConnect API into their application. Via the application, the users grants access for BudgetBakers to access their transactional data. This data is used in finance management app, Wallet and Board. BudgetBakers enriches this data with categories and merchants and provides its users with valuable insights about their spending in the form of advanced graphs and charts. 

For developers

Deliver value with our high-quality APIs

Register, create your app, and test the app against our Sandbox environment before launching your app to production.

George

If you are interested in creating a great application to be integrated in George, we invite you to join the future of banking and team up with George.

Contact for IT issues

API performance, data format, functionality and availability in general.

For information about our Open Banking activities in our local markets please click on the respective country: