Disclaimer

The information provided on our websites generally consists of marketing communications (pursuant to Art. 36 (2) MiFID II DR) or other information (pursuant to the Circular of the Austrian Financial Market Authority regarding information, including marketing communications, under the Austrian Securities Supervision Act, WAG). It does not represent investment research (pursuant to Art. 36 (1) MiFID II DR). Such information is designed to provide our investors with additional information and is based on the level of knowledge of the person in charge of drawing up the information on the respective date of publication. The marketing communications have not been prepared in accordance with legal requirements designed to promote the independence of investment research and are not subject to any prohibition on dealing ahead of the dissemination of investment research. Other information which is just describing product features without emphasising product selling points, or information about general economic data, indices or the like, does not represent marketing communications provided that the informative nature of the communication is the main focus and the communication does not contain any direct purchasing incentives. Furthermore, our websites provide investment research (within the meaning of Art. 36 (1) MiFID II DR) which is performed by our investment research department (“Erste Group Research”) in compliance with all applicable legal requirements. If the information provided on our websites represents investment research as defined above, it will be specifically designated as investment research or financial analysis in the disclaimer of the respective publication.

Our representations, investment research and conclusions are general in nature and do not take into account our investors’ individual characteristics with regard to experience and knowledge, investment objectives, financial circumstances, ability to absorb losses or risk tolerance. The performance and sample calculations provided are not reliable indicators of future performance. References to past performance do not guarantee positive future results. Please note that investments in financial products, including, but not limited to, securities, may involve certain risks.

The information provided does not constitute investment advice or an investment recommendation, nor does it constitute an offer or a promotion or invitation to buy or sell the designated financial products or to include them in a trading strategy. Not all transactions are suitable for every investor. Therefore, investors should consult their own advisors, particularly legal and tax advisors, before entering into a transaction in order to ensure that – regardless of the information provided – the intended financial products meets their needs and preferences and that they fully understand the risks involved.

With regard to the sale of issues that are subject to the obligation to publish a prospectus pursuant to Regulation (EU) 2017/1129 (Prospectus Regulation) and the Austrian Capital Market Act, we rely on the issuer‘s written consent to the use of prospectus.

The information provided is derived from sources that we consider to be reliable and complete. Although we have carefully researched and compiled this information to the best of our knowledge and belief, we disclaim any liability in connection with its disclosure. Accordingly, neither we nor our affiliates, nor our employees, officers and other representatives, assume any liability, express or implied, as to the accuracy, timeliness, completeness and correctness of the information provided. Furthermore, neither we nor our affiliates, nor our employees, officers or other representatives, shall be liable for any losses or damages of any nature (including, but not limited to, consequential or indirect damages or loss of profit) incurred as a result of or in connection with the access and/or use of our websites or in reliance upon the information provided.

The data provided on our websites is for personal use only. Any transfer, reproduction, publication or distribution of such data, in whole or in part, is prohibited. The copyright remains with the original data source.

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